The city has more than 90% of the population of the emirate. The area runs directly into the city of Sharjah along the coast to the south-west, which in turn is adjacent to Dubai, forming a Ajman-Sharjah-Dubai metropolitan area|continuous urban area].

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Ajman is home to the Ruler's office, companies, commercial markets, and about 50 international and local retail shops. Banking interests include: Emirates National Bank of Dubai, Ajman Bank, Arab Bank PLC, Bank Saderat Iran, and Commercial Bank of Dubai. Ajman is also home to fishing industry & Seafood Importers/Exporters in UAE.

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Ajman is continuing the development stalled by the financial crisis of 2007–2008 and once again undergoing a period of growth. Tourist attractions in the emirate, including hotels, shopping and cultural destinations are growing rapidly. Tourist attractions include the Ajman National Museum situated at Ajman Fort, the Red Fort and the museum in the inland enclave of Manama.

Ajman's corniche is a popular evening and weekend destination for families and features a number of fast food outlets, coffee shops and stalls. It is home to the 'Outside Inn', a popular watering hole with expatriates, as well as to a number of hotels, including the Ramada, Ajman Palace, the Kempinski, the Ajman Saray and the Fairmont Ajman.

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The natural port (or khor) of Ajman is located along a natural creek which penetrates the town.[1] Ajman is also home to Arab Heavy Industries, one of the world's largest ship manufacturing firms.[2]

The main airport in the emirate is located in the enclave of Manama, about 60 km east of the city, thus in one of the farthest removed parts of the emirate. However, Sharjah International Airport is only a dozen kilometres away.